.page-terms-conditions {
  color: #333333; /* Default text color for light body background */
  font-family: Arial, sans-serif;
  line-height: 1.6;
}

.page-terms-conditions__hero-section {
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 500px; /* Ensure hero section has a minimum height */
  padding-top: var(--header-offset, 120px); /* Fixed header offset for desktop */
}

.page-terms-conditions__hero-image {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: -1;
}

.page-terms-conditions__hero-container {
  position: relative;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 40px 20px;
  text-align: center;
  color: #ffffff;
  background: rgba(0, 0, 0, 0.5); /* Overlay for readability */
  border-radius: 8px;
}

.page-terms-conditions__hero-content {
  position: relative;
  z-index: 1;
}

.page-terms-conditions__main-title {
  font-size: 3em;
  color: #FFD700;
  margin-bottom: 20px;
  text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.7);
}

.page-terms-conditions__description {
  font-size: 1.2em;
  margin-bottom: 30px;
  color: #f0f0f0;
}

.page-terms-conditions__cta-button {
  display: inline-block;
  background-color: #FFD700;
  color: #0A2463;
  padding: 15px 30px;
  border-radius: 5px;
  text-decoration: none;
  font-weight: bold;
  transition: background-color 0.3s ease, transform 0.3s ease;
  margin: 10px;
  min-width: 200px;
  text-align: center;
}

.page-terms-conditions__cta-button:hover {
  background-color: #e6c200;
  transform: translateY(-2px);
}

.page-terms-conditions__cta-button--secondary {
  background-color: #0A2463;
  color: #FFD700;
  border: 2px solid #FFD700;
}

.page-terms-conditions__cta-button--secondary:hover {
  background-color: #1a3a7a;
  border-color: #e6c200;
}

.page-terms-conditions__content-area {
  max-width: 1000px;
  margin: 40px auto;
  padding: 20px;
  background-color: #ffffff;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
}

.page-terms-conditions__article {
  margin-bottom: 40px;
}

.page-terms-conditions__article-heading {
  font-size: 2em;
  color: #0A2463;
  margin-top: 40px;
  margin-bottom: 15px;
  border-bottom: 2px solid #FFD700;
  padding-bottom: 10px;
}

.page-terms-conditions__article-paragraph {
  font-size: 1em;
  margin-bottom: 15px;
  color: #333333;
}

.page-terms-conditions__article-paragraph a {
  color: #0A2463;
  text-decoration: underline;
}

.page-terms-conditions__article-paragraph a:hover {
  color: #FFD700;
}

.page-terms-conditions__list {
  list-style-type: disc;
  margin-left: 25px;
  margin-bottom: 20px;
  color: #333333;
}

.page-terms-conditions__list-item {
  margin-bottom: 8px;
  font-size: 1em;
}

.page-terms-conditions__article-image {
  width: 100%;
  height: auto;
  border-radius: 8px;
  margin: 20px 0;
  display: block;
  min-width: 200px;
  min-height: 200px;
}

.page-terms-conditions__cta-section {
  text-align: center;
  background-color: #0A2463;
  color: #ffffff;
  padding: 50px 20px;
  border-radius: 8px;
  margin-top: 60px;
}

.page-terms-conditions__cta-title {
  font-size: 2.5em;
  color: #FFD700;
  margin-bottom: 15px;
}

.page-terms-conditions__cta-text {
  font-size: 1.1em;
  margin-bottom: 30px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

/* Responsive adjustments */
@media (max-width: 768px) {
  .page-terms-conditions__hero-section {
    min-height: 400px;
    padding-top: var(--header-offset, 80px);
  }

  .page-terms-conditions__main-title {
    font-size: 2.2em;
  }

  .page-terms-conditions__description {
    font-size: 1em;
  }

  .page-terms-conditions__cta-button {
    width: 90%;
    margin-left: auto;
    margin-right: auto;
  }

  .page-terms-conditions__content-area {
    margin: 20px auto;
    padding: 15px;
  }

  .page-terms-conditions__article-heading {
    font-size: 1.6em;
  }

  .page-terms-conditions__article-paragraph {
    font-size: 0.95em;
  }

  .page-terms-conditions__article-image {
    max-width: 100%;
    height: auto;
    min-width: 200px; /* Ensure minimum size */
    min-height: 200px; /* Ensure minimum size */
  }

  .page-terms-conditions__cta-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__cta-text {
    font-size: 1em;
  }
}

@media (max-width: 480px) {
  .page-terms-conditions__main-title {
    font-size: 1.8em;
  }

  .page-terms-conditions__hero-section {
    padding-top: var(--header-offset, 60px);
  }

  .page-terms-conditions__hero-container {
    padding: 20px 15px;
  }

  .page-terms-conditions__article-heading {
    font-size: 1.4em;
  }

  .page-terms-conditions__cta-button {
    padding: 12px 20px;
    font-size: 0.9em;
  }
}